CLAIRE JOHNSON SAÉNZ is a general business and personal attorney whose practice is focused in the areas of franchise compliance, corporate law and estate planning and administration. In her franchise practice, Ms. Saénz represents both national and local franchisors in the initial phases of franchising activity as well as with ongoing regulatory compliance. In the business area, Ms. Saénz primarily represents small and medium-sized businesses in connection with matters ranging from choice of entity, corporate compliance, relationships between shareholders and partners, acquisitions and contractual arrangements. In her estate planning and administration practice, Ms. Saénz represents individuals with both modest and complex estates, preparing wills, trust agreements, powers of attorney and other planning documents.

Ms. Saénz began practicing law in 1988 as an associate with the firm now known as DKW Law Group, where she was a member of the Corporate Department. She left DKW in 1992 and, together with Ms. Krassenstein, co-founded the firm which has expanded to include five attorneys practicing as the law firm of Krassenstein & Associates.

Ms. Saénz received her Bachelor of Arts Degree with Honors in 1982 from the State University of New York at Binghamton, where she was elected to Phi Beta Kappa. She received her Juris Doctor Degree with Honors in 1988 from the University of North Carolina at Chapel Hill, where she served as Research Editor of The North Carolina Journal of International Law and Commercial Regulation. She is a member of the Allegheny County Bar Association.

JULIET BONIFACE KRASSENSTEIN is a general business lawyer having a background in corporate law, securities and franchise law. Ms. Krassenstein primarily represents small and medium-sized businesses in connection with a wide variety of matters, including choice of entity, shareholder and partnership relationships, acquisitions, leasing arrangements, and raising capital through private securities offerings. During her over 18 years of practice, Ms. Krassenstein has also represented banks and other publicly-held companies in securities compliance matters, corporate governance issues and internal policy compliance procedures. She participated in the consolidation and acquisition of several regional financial institutions, and handled Federal and State securities and bank regulatory applications relating to those transactions. In addition, Ms. Krassenstein was designated recommended counsel by one of the region's largest financial institutions to represent minority and women-owned businesses in connection with a lending program for such businesses; she has been appointed Special Master by the Honorable Alan N. Bloch of the United States District Court for the Western District of Pennsylvania, on a periodic basis to provide reports and recommendations on certain matters before the Court; and she has represented a number of local non-profit organizations, providing assistance with applications to obtain tax-exempt status and advice on various corporate matters. In the franchise area, Ms. Krassenstein represents both national and local franchisors in the initial phases of franchising activity as well as with ongoing regulatory compliance, and she routinely evaluates franchise opportunities for those seeking to become independent business owners.

Ms. Krassenstein received her B.A. from Smith College in 1982, and her Juris Doctor Degree in 1987 from The Ohio State University College of Law. She is admitted to practice in Pennsylvania.

TONI L. DiGIACOBBE practices in the areas of commercial litigation and general corporate law. Ms. DiGiacobbe has significant experience representing individuals, businesses and financial institutions in various litigation matters. Ms. DiGiacobbe has handled contract disputes, shareholder derivative actions, employment discrimination actions, environmental cases and class action cases. She has extensive experience representing clients in arbitration hearings, non-jury trials and jury trials. Ms. DiGiacobbe also has experience representing various sized businesses in a variety of corporate matters, including acquisitions, leasing arrangements, incorporations and contract preparation.

Ms. DiGiacobbe began practicing law in 1989 at Buchanan Ingersoll Professional Corporation in the Real Estate Section. Her areas of responsibility included preparing commercial loan documents, leases, mortgages and other related documents. At Buchanan Ingersoll Ms. DiGiacobbe represented a number of financial institutions as well as corporate borrowers. In 1990, Ms. DiGiacobbe joined the law firm of Tucker Arensberg, P.C. as a member of the litigation department. Her litigation responsibilities included representing clients in commercial litigation disputes. The clients represented by Ms. DiGiacobbe included major telephone companies, numerous financial institutions and corporations. In 1995, Ms. DiGiacobbe left Tucker Arensberg to establish a solo practice. In her practice, Ms. DiGiacobbe serves as corporate counsel to such companies as MDX Corporation, Extremity Imaging Partners, Inc. and Trench Shoring Services as well as several other corporations. Her duties include personally handling cases, as well as overseeing outside counsel on complex litigation matters, contract review and preparation, negotiating contracts, incorporations and all other related corporate matters. She is now Of Counsel with Krassenstein & Associates.

Ms. DiGiacobbe graduated Magna Cum Laude from the University of Pittsburgh in 1986. She received her Juris Doctor from the Duquesne University School of Law in 1989, where she served as the Research Editor of the Law Review. She is admitted to practice in the United States District Court for the Western District of Pennsylvania, the Supreme Court of Pennsylvania, the Supreme Court of Ohio and the Supreme Court of West Virginia. She is a member of the Allegheny County Bar Association and the West Virginia Bar Association

ELEANOR P. McNULTY is a corporate attorney whose practice is focused primarily on finance related matters. In addition to providing counsel to clients on general business matters such as corporate structure, relationships among shareholders, negotiation and structure of commercial arrangements and securities law compliance, Ms. McNulty has significant experience in structuring and negotiating the terms of various corporate finance vehicles. Her experience includes representation of both those providing and the recipients of capital infusions structured as debt and/or equity. On the recipient side of such transactions, Ms. McNulty has represented entities such as corporations receiving capital infusions from organizations chartered with promoting urban renewal; entities obtaining loans from large financial institutions; physicians receiving moneys in connection with the sale of their medical practices to nonprofit health care providers; and companies selling equity to venture capitalists. Ms. McNulty has also represented regional financial institutions in loan transactions and workouts involving structuring and documenting the transfer and management of real estate and other bank collateral.

Ms. McNulty began her legal career at Buchanan Ingersoll Professional Corporation in Pittsburgh in 1987, where she was a member of the Corporate Finance and Banking and Bankruptcy Sections. In 1993, she formed the law firm of Friedberg & McNulty, continuing her representation of business clients and physicians. In 1997, Friedberg & McNulty merged its practice with Krassenstein & Associates, where Ms. McNulty is Of Counsel.

Ms. McNulty is a 1984 graduate of the University of Virginia and received her Juris Doctor Degree from the University of Pittsburgh School of Law in 1987, where she served on Law Review. Ms. McNulty co-authored "Corporate Reorganization in the 1990's: Guiding Directors of Troubled Companies Through Uncertain Territory", which appeared in The Business Lawyer, November 1991. In addition to her law practice, Ms. McNulty has served as an officer/appointee to the Mount Lebanon Hospital Authority and as a board member of The Center For Creative Play, a non-profit corporation serving children with disabilities and their families. She is also a member of the Allegheny County Bar Association.